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Man with a mobile phone

Managing financial difficulties

Find the right tools to support your business in difficult times

Left unchecked, financial difficulties can have more serious consequences. But many can be resolved relatively easily – here are a number of simple actions that you can take.

For free, independent advice

If you’d like some impartial and confidential advice, here are some organisations that might be able to support you. They can help you prioritise your debts and work out your business budget, which is an essential starting point to help tackle debt problems.

 Getting advice won’t affect your credit score or involve a credit check.

Business Debtline

Provides expert debt advice to the self-employed and small businesses online and over the phone.

National Debtline

Provides impartial personal-debt advice to people across the UK, online and over the phone.

Citizens Advice Bureau

Provides advice on a broad range of topics including personal debt and benefits, face to face, over the phone and online.

Business Gateway (Scotland)

Provides business support services and impartial advice to companies in Scotland.

The Insolvency Service

A government agency that provides services and guidance to businesses experiencing financial distress.

Business Emergency Resilience Group

The Business Emergency Resilience Group (BERG) helps UK businesses prepare for, respond to and recover from flooding, cyber attacks and civil unrest.

Addington Fund

Provides homes for farming families living in England and Wales who have to leave the industry and by doing so will lose their home.

Royal Agricultural Benevolent Institution

The Royal Agricultural Benevolent Institution (RABI) provides support for farmers if they are in financial difficulty and of limited means.

MoneyHelper

Provides free and impartial guidance on a variety of topics.

StepChange

Get expert advice and fee-free debt management.