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Exclusive buy-to-let rates

Switch to a new rate if you have a mortgage with us

If you have a buy-to-let mortgage with us, we can offer you exclusive rates if you want to switch to a new deal – and you could borrow more.

If you do not keep up repayments on a buy-to-let mortgage, we may repossess the property or appoint a receiver of rent.

Your mortgage options

You can plan ahead

Arrange to switch up to 90 days before your current rate ends, or switch now if you’re already on our follow-on rate.

You can switch earlier if

  • We’ve told you in a letter or email that you’re eligible to switch
  • You’ve applied for a rate switch and want to change it
  • You’re in the process of applying for a rate switch.

No switching fee

We won’t charge you any legal or valuation fees, and there are no income or affordability assessments when you switch – but you may have to pay a product fee.

You can switch online

If you’re not considering making any other changes to your mortgage, you can switch online. Call us to get your personalised switching web address. Just book an appointment.

We’re here to help

Have your mortgage needs changed? Our mortgage team can help if you want to borrow more, change your term or make any other changes.

How to switch your rate

To make any changes other than switching, or if you’d prefer not to switch online, please make an appointment to speak to our mortgage team. Lines are open all day, every day – except during bank holidays and Christmas period, when lines may be closed at off-peak times. 

Switch online

Call us on 0333 202 75781to get a personalised web address that ensures you get access to our exclusive deals.

Lines are open Monday to Friday 7am - 8pm, Saturday and Sunday 7am - 5pm

Our rates for buy-to-let mortgage customers

The mortgage table [PDF, 362KB] below shows the initial interest rate, as well as the follow-on rate, the loan to value and any mortgage fees and early repayment charges you may need to pay.

Our Buy-to-Let Reward rates are only available if you're switching rates or borrowing more on one of our Buy-to-Let mortgages.

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