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Find the help you need
Use our payment help tool to find the information you need or see how you can get in touch – it only takes a minute.
Do you have a question about a payment you’ve already made?
Is it a UK or international payment?
Do you want to make a new payment?
Do you want to transfer money between your accounts, or make a payment to someone else?
Do you want to find out more about payments?
Is it above £50,000?
Do you have a personal or business account with us?
Is it a UK or international payment?
Don't recognise a payment?
If you don’t recognise a payment, it could be because
- - A retailer used a different name to take money from your account
- - Another account holder on your joint account made the payment
- - A recurring payment (other than a Direct Debit or standing order) for an app or online service came out – it might have been taken after a free trial that you signed up for expired
- - You entered the wrong account details when making an online payment. If this happens, you’ll need to find out which bank the payment was made to. Find the bank’s sort code in the transaction details and search for it online, then contact them directly for help
If you still don’t recognise the transaction and think it might be fraudulent, get in touch with our fraud team by tapping ‘Direct call’ on the home screen of the Barclays app or calling the phone number on the back of your Barclays card.
If you recognise the debit card transaction but have a problem with it, find out what to do.
You might also find these pages helpful
How do I cancel a Continuous Payment Authority (CPA)?
How long do payments from my account take to clear?
How to report a problem
Barclays app
- - Log in to your app and select the transaction you need help with
- - Tap ‘Help with this transaction'
- - Select the ‘I know what this debit card transaction is, but there’s a problem’ FAQ and tap ‘Report a problem’
Online Banking
- - Log in to Online Banking
- - Select the account the transaction was made in, and scroll to the bottom of the list of transactions – then select the button labelled ‘Help with a transaction’
- - Scroll down to the bottom of the page, and select the ‘Report a problem’ button
International payments
To make or receive an international payment, you need an IBAN (International Bank Account Number) and a SWIFT code.
Your IBAN doesn’t replace your sort code and account number, but it helps international banks identify your account for payments. You can find your IBAN on your statement or you can use our tool to get your IBAN for any of your Barclays accounts.
A SWIFT (or SWIFTBIC) code helps international banks identify which bank to send money to. For example, if an international bank is sending a payment to your Barclays UK account, they’ll need to know our SWIFT code, which is BUKBGB22.
It’s quick and easy to send money all over the world in the Barclays app and Online Banking. You can also send euros, US dollars and many other currencies. Sending money abroad is fee-free when you make the payment online or in your app. You can also go to a branch, but you’ll need to pay a £25 fee if you do.
After Brexit, we’ll still process payments to the European Economic Area (EEA). Take a look at our ‘International Payments’ page for more information on how you can send money to Europe and see our A to Z country list for information about transfer fees and cut-off times. Just to let you know, receiving banks might charge more for this service to adjust to the UK being outside of the EEA.
Read more about online payment limits and online business payments.
How to make an international payment
The Barclays app
- - Log in to your app and tap ‘Pay & Transfer’ on the bottom of the screen
- - Select ‘International payment’ and follow the instructions
Online Banking
- - Log in to Online Banking and select ‘Move money’
- - Select ‘International payment’ from the menu and follow the on-screen instructions
- - Choose the person or organisation you want to make payments to – you’ll need to use PINsentry to authorise the payment
If you need help, take a look at the ‘Get in touch’ section below.
You can also get in touch using the chat feature in the Barclays app or Online Banking.
If you need help, take a look at the ‘Get in touch’ section below and choose the topic that applies to you.
You can also get in touch using the chat feature in the Barclays app or Online Banking.
Transfer money between your accounts
The fastest way to transfer money between your accounts is using the Barclays app or Online Banking. If you haven’t already, you can get the app or register for Online Banking.
Our handy video shows you how to transfer money between your accounts.
Watch how to transfer money between your accounts in the Barclays app
Watch how to transfer money between your accounts in Online Banking
In Online Banking, you can set up transfers between your own accounts and schedule third-party payments such as standing orders, but only up to a certain amount.
There’s no daily limit for transfers between your Barclays accounts, but transfers to other accounts are limited to £250,000 per day. For transfers between your Barclays accounts in the app, the daily limit is also £250,000.
Transfers to a business account, even if you’re the account holder, are classed as third-party payments.
You can also use the app and Online Banking to pay your Barclaycard bill. If you've made a payment to Barclaycard in Online Banking before, the details will be on your payee list.
If you haven't, you'll need PINsentry (either the card reader or Mobile PINsentry) as well as the bank details for Barclaycard – you can find these on your debit or credit card.
You can find more information on transferring money below
Payments under £50,000
You can make a payment of up to £50,000 in the Barclays app or Online Banking.
You can also make a payment in a branch, Barclays local or banking hub.
If you haven’t already, you can get the app or register for Online Banking.
Once you’ve registered for the app, you can make secure payments, transfer money between your accounts and pay in cheques. To help keep your money safe, the most you can pay someone with the Barclays app is £50,000.
International payments
International payments in the app or Online Banking are included in your £50,000 daily limit and capped at £25,000 per transaction.
You can make an international payment in a branch, Barclays local or banking hub but you’ll need to pay a £25 fee (SEPA payments are fee-free). Find out more about fees and charges for international payments.
Bigger international transactions will often have a better exchange rate than smaller ones. This means you might end up paying more if you send your payment over multiple transactions, even if each payment stays within the daily limit.
Paying a Barclaycard bill
You can also use the app and Online Banking to pay your Barclaycard bill. The easiest way to do this is in the app:
- Select ‘Pay & transfer’
- Select ‘Pay your Barclaycard’
- Follow the on screen instructions.
If you’ve made a payment to Barclaycard in Online Banking before, the details will be on your payee list.
If you haven’t, you’ll need PINsentry. On either your card reader or mobile PINsentry:
- Select ‘Pay someone new’
- Enter ‘Barclaycard’ in the ‘Account holder name’ field, then sort code 20-04-15 and account number 38290008
- Select your Barclaycard type from the list shown, e.g. Barclaycard Platinum
- Enter your 16-digit Barclaycard number from the front of your card as the payment reference.
More information
- International payments
- Pay in a cheque without paying us a visit
- How do I pay my Barclaycard bill?
- How do I register for the Barclays app?
- How do I register for Online Banking?
How-to videos for making a payment
Watch how to make a payment in the Barclays app
Watch how to make an international payment in the Barclays app
Payments over £50,000
To help keep your money safe, the most you can pay in the Barclays app or Online Banking is £50,000.
How do I pay someone more than £50,000?
For payments over £50,000, you’ll need to visit us in person. Find your nearest branch, Barclays Local or banking hub.
International payments
International payments in the app or Online Banking are included in your daily limit and capped at £25,000 per transaction.
You can make an international payment in a branch, Barclays local or banking hub, but you’ll need to pay a £25 fee (SEPA payments are fee-free). Find out more about fees and charges for international payments.
Bigger international transactions will often have a better exchange rate than smaller ones. This means you might end up paying more if you send your payment over multiple transactions, even if each payment stays within the daily limit.
CHAPS payments
If you need to send more than £50,000 to someone, or you’re buying a house and your solicitor needs to send money to the seller, you can make a CHAPS payment.
CHAPS payments to UK accounts are guaranteed to arrive on the day you make them, as long as you set up the payment in a Barclays local or banking hub (or you can do this by phone if you’re a business customer), before 3.30pm*. There’s a £25 fee for each CHAPS payment made in a branch or by phone.
How-to videos for making a payment
Watch how to make a payment in the Barclays app
Watch how to make an international payment in the Barclays app
Watch how to make a payment in Online Banking
*Monday to Friday, excluding bank holidays. There might be delays if we need to speak to you about your payment before we send the money.
Business payments
If you’re a business customer, you can use the Barclays app or Online Banking to make payments and transfers, manage your accounts, send invoices and chat to our team.
If you haven’t already, you can get the app or register for Online Banking.
As a business customer, you can also make multiple payments in one go using our Bulk Payments service. This is designed for small and medium businesses that want to make between five and 50 payments at the same time, for things such as payroll. If you have a business account, find out more by following these steps
- - Log in to Online Banking
- - Select ‘Account Services’ from the menu and then ‘Bulk Payments’
If you have both a business and personal account with us, make sure you select the ‘Business’ tab in Online Banking or the Barclays app. Payment limits in our app and Online Baking are different if you’re a business customer.
International business payments
After Brexit, we still process payments to the European Economic Area. Get more information on how to make international payments, what channel you can make them through and how much they’ll cost you based on your business account tariff.
We can also help your business receive online or card payments securely and efficiently from customers around the world, with our wide range of Barclaycard Business solutions.
For more information on payments, have a look at
- - Are there limits to the amount I can pay in Online Banking?
- - Are there limits to how much I can pay out using the Barclays app?
- - International Business Payments
- - Accepting card payments with Barclaycard
Watch our videos on how to make a payment in the Barclays app
Watch how to make a payment in the Barclays app
Watch how to make an international payment in the Barclays app
Watch our video on how to make a payment in Online Banking
Don't recognise a payment?
If you don’t recognise a payment, it could be because
- - A retailer used a different name to take money from your account
- - Another account holder on your joint account made the payment
- - A recurring payment (other than a Direct Debit or standing order) for an app or online service came out – it might have been taken after a free trial that you signed up for expired
- - An online payment was made using the wrong account details. If this happens, you’ll need to find out which bank the payment was made to. Find the bank’s sort code in the transaction details and search for it online, then contact them directly for help
If you still don’t recognise the transaction and think it might be fraudulent, get in touch with our fraud team by tapping ‘Direct call’ on the home screen of the Barclays app or calling the phone number on the back of your Barclays card.
If you recognise the debit card transaction but have a problem with it, find out what to do.
You might also find these pages helpful
How do I cancel a Continuous Payment Authority (CPA)?
How long do payments from my account take to clear?
How to report a problem
Barclays app
- - Log in to your app and select the transaction you need help with
- - Tap ‘Help with this transaction'
- - Select the ‘I know what this debit card transaction is, but there’s a problem’ FAQ and tap ‘Report a problem’
Online Banking
- - Log in to Online Banking
- - Select the account the transaction was made in, and scroll to the bottom of the list of transactions – then select the button labelled ‘Help with a transaction’
- - Scroll down to the bottom of the page, and select the ‘Report a problem’ button
International payments
To make or receive an international payment, you need an IBAN (International Bank Account Number) and a SWIFT code.
Your IBAN doesn’t replace your sort code and account number, but it helps international banks identify your account for payments. You can find your IBAN on your statement or you can use our tool to get your IBAN for any of your Barclays accounts.
A SWIFT (or SWIFTBIC) code helps international banks identify which bank to send money to. For example, if an international bank is sending a payment to your Barclays UK account, they’ll need to know our SWIFT code, which is BUKBGB22.
It’s quick and easy to send money all over the world in the Barclays app and Online Banking. You can also send euros, US dollars and many other currencies. Sending money abroad is fee-free when you make the payment online or in your app. You can also go to a branch, but you’ll need to pay a £25 fee if you do.
After Brexit, we’ll still process payments to the European Economic Area (EEA). Take a look at our ‘International Payments’ page for more information on how you can send money to Europe and see our A to Z country list for information about transfer fees and cut-off times. Just to let you know, receiving banks might charge more for this service to adjust to the UK being outside of the EEA.
Read more about online payment limits and online business payments.
How to make an international payment
The Barclays app
- - Log in to your app and tap ‘Pay & Transfer’ on the bottom of the screen
- - Select ‘International payment’ and follow the instructions
Online Banking
- - Log in to Online Banking and select ‘Move money’
- - Select ‘International payment’ from the menu and follow the on-screen instructions
- - Choose the person or organisation you want to make payments to – you’ll need to use PINsentry to authorise the payment
If you need help, take a look at the ‘Get in touch’ section below.
You can also get in touch using the chat feature in the Barclays app or Online Banking.
Get in touch
Important Information
* We’re experiencing a high number of calls at the moment, which is having a big impact on waiting times.
Calls may be recorded so that we can monitor the quality of our service and for security purposes.
+ To protect your security, this feature will be enabled up to 10 working days after you register for the Barclays app.
You need to be 16 or over to use the app. Terms and conditions apply.